Your Beauty, Our Priority Financing That Makes Every Step Toward Your Perfect Look Possible  

We are committed to providing personal financing options for cosmetic treatments

Your Beauty, Our Priority Financing That Makes Every Step Toward Your Perfect Look Possible.

We are committed to providing personal financing options for cosmetic treatments

We are committed to providing personal financing options for cosmetic treatments

Worried About Financing Your Treatment?

Uncertain About the Best Options Available?

A New You is Within Reach, But Cost Feels Like a Barrier?

Envisioning a New You, But Feeling Held Back by Cost?

Self-Employed or Have an Irregular Income?

About Us

At Aesthetica Finance, we specialise in offering personalised financing options tailored specifically to cosmetic procedures, including both surgical and non-surgical treatments, dental work, tattoos, and more. Our mission is to become Australia’s leading provider of financing solutions for cosmetic services, offering competitive rates and customised options that surpass those provided by traditional lenders and in-house financing from cosmetic providers. We understand that every client’s financial needs are unique, which is why we allow patients to finance the full or partial cost of their procedure based on their individual requirements. Our goal is to bridge the gap between healthcare professionals, such as doctors, nurses, and cosmetic specialists, and their clients, ensuring a seamless and stress-free experience from start to finish.
We are committed to delivering a tailored experience that aligns with each client’s specific needs. From your initial consultation through to final approval, we guide you through every step of the process with ease, transparency, and confidence. At Aesthetica Finance, personalised service is at the heart of everything we do, ensuring that your financing journey is as smooth and straightforward as your cosmetic procedure.

Simplifying Cosmetic and Medical Financing for Everyone

Medical loans for your
healthcare needs

Non-Surgical Treatments
Dermal Fillers
Anti-Wrinkle Injections (Botox/Dysport)
CoolSculpting (Fat Freezing) & Body Contouring
Laser Skin Resurfacing & Rejuvenation
Ultherapy / HIFU (Non-Surgical Facelift / Skin Tightening)
Plastic Surgery
Breast Augmentation
Rhinoplasty
Facelift
Tummy Tuck
Liposuction
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Dental Treatments
Porcelain Veneers
Dental Implants
Full Mouth Reconstruction / Smile Makeover
Invisalign (Clear Aligners)
Lumineers (Type of Veneer)
Tattoo Treatments
Tattooing
Laser Tattoo Removal
Tattoo Lightening / Fading
Cosmetic Tattooing (Brows, Eyeliner, Lips)
Scar & Stretch Mark Camouflage Tattooing
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Hair Restoration
Hair Transplant (FUE – Follicular Unit Extraction)
Hair Transplant (FUT – Follicular Unit Transplantation)
PRP (Platelet-Rich Plasma) Hair Therapy
Scalp Micropigmentation (SMP)
Low-Level Laser Therapy (LLLT)
Inclusive & Gender-Affirming Procedures
Vaginoplasty (MTF)
Phalloplasty or Metoidioplasty (FTM)
Top Surgery
Hormone Replacement Therapy (HRT)
Cosmetic Surgery
Botox Injections
Dermal Fillers (e.g., Juvederm, Restylane)
Laser Skin Resurfacing
Chemical Peels
CoolSculpting (Fat Freezing)
Plastic Surgery
Breast Augmentation (Breast Implants)
Rhinoplasty (Nose Job)
Facelift (Rhytidectomy)
Tummy Tuck (Abdominoplasty)
Liposuction
Eyelid Surgery (Blepharoplasty)
Chin Augmentation (Mentoplasty)
Otoplasty (Ear Surgery)
Facial Implants (Cheek, Chin, Jaw)
Breast Lift (Mastopexy)
Dental Procedures
Porcelain Veneers
Cosmetic Bonding
Invisalign (Clear Aligners)
Dental Implants
Smile Makeovers (Comprehensive Treatment Plans)
Tooth Contouring and Reshaping
Gum Contouring (Gingival Sculpting)
Full Mouth Reconstruction (Cosmetic)
Lumineers (A type of Veneer)
Tattoos/Removal
Tattooing
Laser Tattoo Removal
Surgical Excision
Dermabrasion
Tattoo Cover-Ups
Hair Treatments and Products
Hair Transplant (FUE - Follicular Unit Extraction)
Hair Transplant (FUT - Follicular Unit Transplantation)
PRP (Platelet-Rich Plasma) Hair Therapy
Scalp Micropigmentation (SMP)
Stem Cell Therapy for Hair Regrowth
Low-Level Laser Therapy (LLLT) for Hair Growth
Hair Cloning / Hair Multiplication (Experimental)
Inclusive Procedures for All Gender Identities
Vaginoplasty (MTF)
Phalloplasty or Metoidioplasty (FTM)
Top Surgery
Hormone Replacement Therapy (HRT)

Repayment calculator

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**Note: For exceeding 120 no. of payments, a group of 12 payments will be combined into a single payment number for better chart visibility.

Period Payment Interest Balance

Why Partner With Us?

Enhance Your Cashflow

Don’t let small monthly instalments disrupt your business. We provide a lump sum payment before the procedure, helping you improve cashflow and giving you the flexibility to focus on wages, inventory, marketing, and profit. Plus, with direct payments, there’s no waiting around for your funds.

Increase Your Revenue

Affordability shouldn’t cost you sales. Our flexible payment plans are designed to match your patients’ budgets, making cosmetic procedures more accessible. With more financing options available, you can close more sales and see a significant boost in your revenue and overall business growth.

Exceptional Support

Great service is powered by great support. We listen closely to your needs and provide tailored solutions to fit your business. Our team is always available to assist, offering ongoing support to ensure a smooth experience. From funding to customer service, we handle everything so your team can focus on what matters most.

Simple, Hassle-Free Process

It’s as easy as referring your patients to us, and we take care of the rest. Enjoy same-day approval, competitive interest rates, and direct funding to your business. Our streamlined process minimises the workload for your staff, letting you focus on growing your business while we manage the financing behind the scenes.

Reduce Financial Risk

Stop losing customers due to affordability concerns. We offer financing options that work for your patients, reducing the risk of missed sales and unpaid balances. With no need to chase payments, you can enjoy peace of mind knowing your business is protected.

Trusted Experience

With years of experience in the industry, you can trust that your patients are in capable hands. Our expertise ensures a seamless, reliable process that meets both your business needs and your patients’ financial needs. And with our referral program, you’ll also benefit from additional incentives as you grow with us.

Contact Us
Your Journey Begins Here

    Frequently Asked Questions

    Aesthetica Finance helps Australians access flexible personal loans for cosmetic, dental, tattoo, and medical procedures. We connect you with trusted lenders and clinics to ensure you receive quality care with a suitable financial solution.

    We connect you with personal loans tailored for medical and cosmetic treatments. Once approved, the funds are typically sent directly to your chosen clinic, and you repay the loan in manageable instalments over a fixed term.

    You can finance:

    • Cosmetic surgery & non-surgical treatments
    • Dental (e.g. veneers, implants, Invisalign)
    • Hair restoration
    • Tattoo & removal
    • Skin & beauty treatments
    • Weight loss or bariatric surgery

    You’re eligible if you:

    • Are 18+ and an Australian citizen or permanent resident
    • Have a stable income (including self-employed/casual)
    • Meet basic credit and affordability criteria

    No—initial enquiries won’t impact your credit. A full application includes a credit check, which may have a minor temporary effect.

    Most approvals happen within 24–48 hours after submitting all documents. Funds are typically disbursed within 1–3 business days.

    Rates vary based on your credit profile, the lender, and loan terms. We’re transparent—any fees (like establishment or account-keeping) are disclosed before you commit.

    Yes! Many lenders allow early repayments without penalty, helping you save on interest. We’ll confirm your options before you sign.

    Unlike BNPL or credit cards, personal loans offer:

    • Lower, fixed interest rates
    • Higher borrowing limits
    • Structured repayment plans
    • No risk of revolving debt

    Yes—you can get pre-approved to better plan your budget. If your procedure is delayed or cancelled, we’ll work with the lender to adjust your loan as needed.

    Ready to get started?